small. medium. large.
Differences in purchase terms and separate contractual rights.
Overview based on agreement templates available on the website as at 16 October 2026. Individual terms are completed before signing.
| Parameter | VERDT small | VERDT medium | VERDT large |
|---|---|---|---|
| Purchase amount | 2 500–25 000 CZK / 100–1 000 EUR / 120–1 200 USD | Above both CZK 25,000 and EUR 1,000, below CZK 2 million | From CZK 2 million |
| Term | No contractual maturity | 24 / 36 / 48 months | 24 / 36 / 48 / 60 months |
| Bonus and rewards | For an agreed buyback no earlier than after 12 months, the agreed return increases by 3.5 percentage points. For example, 10% becomes a final 13.5%. No buyback entitlement. | 6% / 6.5% / 7% annually by term. Quarterly rewards in locked VERDT. | Base increase by term and individual agreement. Any conditional bonus requires express agreement. |
| Redemption | Possible issuer offer after at least 12 months, subject to market conditions and available funds. No holder entitlement. | Contractual single redemption of original and reward tokens at maturity at the fixed unit price. | Contractual monetary redemption or election to convert into a predefined APF Malta interest. |
| Collateral and conversion | No individual collateral or conversion. | Monetary claim unsecured. Token lock-up is not collateral over LTD assets. No conversion. | Pledge over APF Malta shares owned by LTD under a separate agreement. Effectiveness depends on proper creation. |
| Processing | Web checkout is currently a demonstration. | Individual order processing. | Individual assessment and documentation. |
For medium, the CZK and EUR thresholds are checked using the CNB rate on the agreement date. For an agreed buyback no earlier than after 12 months, the agreed return increases by 3.5 percentage points. For example, 10% becomes a final 13.5%. No buyback entitlement. Large does not receive the medium programme’s quarterly reward tokens.
Medium and large contractual entitlements arise from the relevant agreements. Holding standard VERDT alone does not confer these rights. LTD’s ability to meet monetary redemption obligations depends on its financial position.

